While it is always a good idea to keep the proper asset allocation in your stock portfolio, there may be a good reason to trim those large concentrations and reallocate sooner rather than later.

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Link: http://astore.amazon.com/wwwrosprocom-20?%5Fencoding=UTF8&node=30

The One Thing You Need To KnowWhen you take a look at your career and those around you, do you ever feel as though you are missing that mission critical knowledge to advance to the next level?

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Yesterday was a huge day for our little corner of cyberspace.

We recently made some subtle but important changes to rospro.com.

The layout and navigation was enhanced for the ease of our visitors.

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Palm Cabanas

As we head into the cooler Fall and Winter months it is nice to dream about that fantasy getaway! Maybe you even have a favorite destination. The idea is seductive and if you find yourself at a sales seminar for a time share you might be tempted to sign up for such a deal. Before you to purchase a timeshare, you should keep in mind these reasons why timeshares bite.

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A question came up recently about the difference between APR and APY. While the distinction is seemingly subtle the difference can have a big impact on your money.
Calculator picture
Simply put, APR or Annual Percentage Rate is the annual rate of interest charged without compounding. So an APR of 12% is 1% per year. APY or Annual Percentage Yeild is the interest rate compounded throughout the year.

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Balancing Act by Rosen Professional Services is focused on providing tips, ideas, thoughts and updates that help you keep a balanced perspective on finances, career and life. To see more of Rosen Professional Services please visit our website www.rospro.com
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