So last night we embark on our all too frequent pilgrimage to the pet supply store. Five dogs plow through 40lb of kibble at an alarming rate. So alarming that we dare not run out for fear of waking up one morning to one or more pups gnawing on a limb. They aren’t exactly a patient bunch when it comes to matters involving food (clearly they all take after me). 
So there I was working with a client who is getting ready to start their own business. We were covering many of the usual things that you would associate with a new start up. Things like where will I find clients? How should I set up my business? Then she asked one of the most important questions; how much should I charge my clients?
If you own your own business, then you know that this is one of the greatest challenges you will face. As we learned in our economics class: Set your price too high and you will not have enough demand. Set your price too low and you might be busy, but that does not mean you will be making enough to survive.
So what is a business owner to do?

We would like to give props to Sarah H. Sarah turned us on to mortgageloan.com
We are always looking for good tools for our clients to manage their finances and these appear to be first rate.
Earlier today, I received an email from a good friend of mine, Jerry Buonnanno, Mortgage Specialist with the Andy Ross Group.
Below he looks at the real estate market from a couple of perspectives. He references Connecticut but I think this applies to most parts of the U.S.